/* NazoCash — "Horizon" design: indigo + coral on a soft lavender canvas */
:root{
  --p9:#14123A; --p8:#1E1B4B; --p7:#4338CA; --p6:#4F46E5; --p5:#6D66F2; --p2:#D9DDFF; --p1:#EEF0FF;
  --coral:#FF6B3D; --coral-d:#E4511F; --coral-1:#FFF0EA;
  --mint:#0E9F6E; --mint-1:#E3F8EF; --amber:#B7791F; --amber-1:#FFF6DD; --rose:#D92D20; --rose-1:#FEECEA;
  --paper:#F6F6FD; --card:#FFFFFF; --ink:#16153B; --muted:#5F6384; --line:#E3E5F3;
  --r-s:12px; --r-m:18px; --r-l:26px;
  --shadow:0 1px 2px rgba(30,27,75,.05),0 10px 30px -14px rgba(30,27,75,.18);
  --shadow-lg:0 30px 60px -30px rgba(67,56,202,.45);
  --display:'Plus Jakarta Sans',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --body:'Plus Jakarta Sans',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  /* legacy names still used by some pages */
  --g1:var(--p1); --g2:var(--p2); --g5:var(--p6); --g7:var(--p7); --g8:var(--p8); --g9:var(--p9);
  --gold:var(--coral); --gold-d:var(--coral-d); --gold-1:var(--coral-1); --red:var(--rose); --red-1:var(--rose-1);
  --ok:var(--mint); --wait:var(--amber); --bad:var(--rose);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font:400 16px/1.6 var(--body);-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--p7)}
h1,h2,h3,h4{font-family:var(--display);line-height:1.15;margin:0 0 .5em;letter-spacing:-.02em;color:var(--p8)}
h1{font-size:clamp(2.2rem,5vw,3.6rem);font-weight:800}
h2{font-size:clamp(1.6rem,3.2vw,2.3rem);font-weight:800}
h3{font-size:1.2rem;font-weight:700}
h4{font-size:1rem;font-weight:700}
p{margin:0 0 1em}
.wrap{width:min(1160px,100% - 32px);margin-inline:auto}
.skip{position:absolute;left:-999px;top:8px;background:var(--coral);color:#fff;padding:8px 14px;border-radius:8px;z-index:100}
.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--p5);outline-offset:2px;border-radius:6px}
.ic{flex:none;vertical-align:-.2em}

/* ---------- top bar ---------- */
.top{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.88);backdrop-filter:saturate(1.4) blur(14px);-webkit-backdrop-filter:saturate(1.4) blur(14px);border-bottom:1px solid var(--line)}
.top-in{display:flex;align-items:center;gap:20px;min-height:68px}
.brand{display:inline-flex;align-items:center;gap:10px;font:800 1.25rem var(--display);color:var(--p8);text-decoration:none;letter-spacing:-.02em}
.top-links{display:flex;align-items:center;gap:4px;margin-left:auto}
.top-links>a{color:var(--muted);text-decoration:none;padding:8px 14px;border-radius:999px;font-weight:600;font-size:.95rem}
.top-links>a:hover{color:var(--p7);background:var(--p1)}
.top-links>a.on{color:var(--p7);background:var(--p1)}
.top-actions{display:flex;align-items:center;gap:10px;margin-left:12px}
.nav-app .top-actions,.nav-admin .top-actions{margin-left:auto}
.burger{display:none;margin-left:auto;background:var(--p1);border:0;color:var(--p7);padding:8px;border-radius:12px;cursor:pointer}
.lang{display:inline-flex;background:var(--p1);border-radius:999px;padding:3px}
.lang a{color:var(--muted);text-decoration:none;font-size:.74rem;font-weight:800;padding:4px 10px;border-radius:999px}
.lang a.is-on{background:var(--p7);color:#fff}
.bal-pill{display:inline-flex;gap:6px;align-items:center;background:var(--mint-1);color:#066B49;padding:6px 14px;border-radius:999px;font-weight:800;font-size:.9rem;white-space:nowrap}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;cursor:pointer;font:700 .98rem var(--body);padding:13px 22px;border-radius:14px;text-decoration:none;transition:transform .12s,background .15s,box-shadow .15s;line-height:1.2}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--p7);color:#fff;box-shadow:0 8px 18px -10px rgba(67,56,202,.8)}
.btn-primary:hover{background:var(--p6)}
.btn-accent{background:var(--coral);color:#fff;box-shadow:0 10px 20px -10px rgba(255,107,61,.9)}
.btn-accent:hover{background:var(--coral-d)}
.btn-ghost{background:transparent;color:var(--p7);box-shadow:inset 0 0 0 1.5px var(--p2)}
.btn-line{background:#fff;color:var(--p8);box-shadow:inset 0 0 0 1.5px var(--line)}
.btn-line:hover{box-shadow:inset 0 0 0 1.5px var(--p5);color:var(--p7)}
.btn-danger{background:var(--rose-1);color:var(--rose)}
.btn-sm{padding:8px 15px;font-size:.88rem;border-radius:12px}
.btn-lg{padding:16px 28px;font-size:1.02rem;border-radius:16px}
.btn-block{width:100%}
.btn[disabled]{opacity:.5;cursor:not-allowed}
.link-btn{background:none;border:0;padding:0;margin-left:8px;color:var(--p7);font:700 .88rem var(--body);text-decoration:underline;cursor:pointer}

/* ---------- hero ---------- */
.hero{background:linear-gradient(180deg,#E9E8FF 0%,#F6F6FD 100%);position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:
  radial-gradient(560px 360px at 92% 0%,rgba(255,107,61,.16),transparent 65%),
  radial-gradient(640px 420px at 0% 100%,rgba(79,70,229,.14),transparent 65%)}
.hero-in{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;padding:64px 0 80px}
.hero h1{margin-bottom:.35em}
.hero .lead{font-size:1.15rem;color:var(--muted);max-width:34em}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 28px}
.trust{display:flex;flex-wrap:wrap;gap:10px 20px;color:var(--muted);font-size:.92rem;padding:0;margin:0;list-style:none;font-weight:500}
.trust li{display:inline-flex;align-items:center;gap:8px}
.trust .ic{color:var(--mint)}

/* calculator / apply card */
.calc{background:#fff;color:var(--ink);border-radius:var(--r-l);padding:26px;border:1px solid var(--line);box-shadow:var(--shadow-lg)}
.calc h2{font-size:1rem;color:var(--muted);font-weight:600;margin-bottom:6px;letter-spacing:0}
.calc-amount{font:800 clamp(2.2rem,5vw,3rem)/1 var(--display);color:var(--p8);margin:0 0 14px;white-space:nowrap}
.calc-amount small{font-size:.42em;color:var(--muted);font-weight:700;margin-left:6px}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:999px;background:linear-gradient(90deg,var(--p6) var(--p,0%),var(--p1) var(--p,0%));outline-offset:6px;margin:6px 0 4px}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;border-radius:50%;background:var(--coral);border:4px solid #fff;box-shadow:0 2px 10px rgba(0,0,0,.28);cursor:grab}
input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--coral);border:4px solid #fff;box-shadow:0 2px 10px rgba(0,0,0,.28);cursor:grab}
.range-ends{display:flex;justify-content:space-between;font-size:.8rem;color:var(--muted)}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0}
.chip{border:0;background:var(--p1);color:var(--p7);font:700 .85rem var(--body);padding:8px 14px;border-radius:999px;cursor:pointer}
.chip:hover{background:var(--p2)}
.chip.on{background:var(--p7);color:#fff}
.calc-label{display:block;font-weight:700;font-size:.9rem;margin:18px 0 8px}
.calc-rows{margin:20px 0 18px;border-top:1px dashed var(--line)}
.calc-rows div{display:flex;justify-content:space-between;gap:12px;padding:11px 0;border-bottom:1px dashed var(--line);font-size:.95rem}
.calc-rows dt{color:var(--muted)}
.calc-rows dd{margin:0;font-weight:700;text-align:right}
.calc-rows .big dd{font:800 1.3rem var(--display);color:var(--coral-d)}
.calc-note{font-size:.78rem;color:var(--muted);margin:12px 0 0}

/* ---------- loan offers ---------- */
.sec-offers{background:#fff;border-block:1px solid var(--line)}
.sec-white{background:#fff}
.offers-bar{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-bottom:22px}
.offers-bar .lbl{margin:0}
.term-tabs{display:flex;gap:4px;flex-wrap:wrap;background:var(--p1);padding:5px;border-radius:16px}
.term{border:0;background:transparent;color:var(--muted);font:700 .9rem var(--body);padding:9px 16px;border-radius:12px;cursor:pointer}
.term:hover{color:var(--p7)}
.term.on{background:var(--p7);color:#fff;box-shadow:0 6px 14px -8px rgba(67,56,202,.9)}
.offers{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:18px}
.offer{background:var(--paper);border:1.5px solid var(--line);border-radius:var(--r-l);padding:24px;display:flex;flex-direction:column;transition:border-color .15s,transform .15s,box-shadow .15s}
.offer:hover{border-color:var(--p5);box-shadow:var(--shadow)}
.offer-k{font-size:.8rem;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;margin:0 0 2px}
.offer-amt{font:800 2rem/1.1 var(--display);color:var(--p8);margin:0 0 16px;letter-spacing:-.03em}
.offer-amt small{font-size:.45em;color:var(--muted);margin-left:6px}
.offer-box{background:#fff;border:1px solid var(--line);border-radius:var(--r-m);padding:14px 16px;margin:0 0 14px}
.offer-box b{display:block;font:800 1.45rem/1.15 var(--display);color:var(--coral-d)}
.offer-box span{display:block;font-size:.85rem;color:var(--muted);font-weight:600}
.offer-box em{display:block;font-style:normal;font-size:.85rem;font-weight:700;color:var(--p7);margin-top:6px;padding-top:6px;border-top:1px dashed var(--line)}
.offer.locked{opacity:.72}
.offer.locked .offer-box b{color:var(--muted)}
.btn.is-disabled{cursor:default;color:var(--muted);box-shadow:inset 0 0 0 1.5px var(--line);background:var(--paper);font-size:.85rem}
.offer:hover{transform:none}
.sec-first{padding:44px 0 56px;border-top:0}
.offer dl{margin:0 0 18px}
.offer dl div{display:flex;justify-content:space-between;gap:10px;padding:8px 0;border-bottom:1px dashed var(--line);font-size:.9rem}
.offer dt{color:var(--muted)}
.offer dd{margin:0;font-weight:700;text-align:right}
.offer .btn{margin-top:auto}
.offers-note{display:flex;gap:8px;align-items:flex-start;color:var(--muted);font-size:.88rem;margin:20px 0 0}
.offers-note .ic{margin-top:3px;color:var(--p6)}
.offers-more{margin:14px 0 0;font-weight:700}
.offers-more a{text-decoration:none;display:inline-flex;align-items:center;gap:6px}
.price-table{margin-top:44px}
.price-table .table-wrap{box-shadow:none;border:1px solid var(--line)}
.price-table th[scope=row]{background:#fff;color:var(--ink);font-size:.93rem;white-space:nowrap;position:sticky;left:0}
.tick-list{list-style:none;padding:0;margin:0 0 28px}
.tick-list li{display:flex;gap:12px;padding:8px 0}
.tick-list .ic{color:var(--mint);margin-top:3px}
.plain-list{margin:0 0 24px;padding-left:20px;color:var(--muted)}

/* ---------- sections ---------- */
.sec{padding:80px 0}
.sec-tight{padding:56px 0}
.sec-head{max-width:640px;margin-bottom:36px}
.sec-head p{color:var(--muted);font-size:1.08rem}
.sec-dark{background:var(--p8);color:#CFCFF5}
.sec-dark h2,.sec-dark h3{color:#fff}
.split{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.panel{border-radius:var(--r-l);padding:38px;position:relative;overflow:hidden}
.panel-loan{background:var(--coral-1)}
.panel-invest{background:var(--p1)}
.panel ul{list-style:none;padding:0;margin:20px 0 28px}
.panel li{display:flex;gap:10px;align-items:flex-start;padding:6px 0}
.panel li .ic{color:var(--mint);margin-top:3px}
.panel .big-fig{font:800 clamp(2.6rem,6vw,4rem)/1 var(--display);color:var(--p8)}
.panel .big-fig small{font-size:.38em;font-weight:700;color:var(--muted);margin-left:4px}

.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:s;padding:0;margin:0}
.steps li{list-style:none;padding:24px;position:relative;counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--r-m)}
.steps li::before{content:counter(s);display:grid;place-items:center;width:36px;height:36px;border-radius:12px;background:var(--p1);color:var(--p7);font:800 1rem var(--display);margin:0 0 14px}
.steps h3{font-size:1.05rem;margin-bottom:.3em}
.steps p{color:var(--muted);font-size:.95rem;margin:0}
.steps-wrap{padding:0;margin:0}

.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.stat{padding:6px 0 6px 18px;border-left:3px solid var(--coral)}
.stat b{display:block;font:800 1.9rem var(--display);color:#fff}
.stat span{color:#B9B9EA;font-size:.92rem}

/* packages */
.pkgs{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:20px}
.pkg{background:var(--card);border-radius:var(--r-l);padding:28px;border:1.5px solid var(--line);display:flex;flex-direction:column}
.pkg.feat{border-color:var(--p6);box-shadow:var(--shadow-lg)}
.pkg-head{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:12px}
.pkg-head h3{margin:0}
.rate{font:800 2.9rem/1 var(--display);color:var(--p8);letter-spacing:-.03em}
.rate small{font:700 .95rem var(--body);color:var(--muted);margin-left:4px;letter-spacing:0}
.pkg dl{margin:18px 0;display:grid;gap:0}
.pkg dl div{display:flex;justify-content:space-between;gap:12px;padding:9px 0;border-bottom:1px solid var(--line);font-size:.94rem}
.pkg dt{color:var(--muted)}
.pkg dd{margin:0;font-weight:700;text-align:right}
.pkg .desc{color:var(--muted);font-size:.95rem;min-height:3em}
.pkg form,.pkg .pkg-cta{margin-top:auto}
.tag{display:inline-flex;align-items:center;gap:6px;font-size:.76rem;font-weight:700;padding:5px 11px;border-radius:999px}
.tag-lock{background:var(--rose-1);color:var(--rose)}
.tag-free{background:var(--mint-1);color:#066B49}
.proj{background:var(--p1);border-radius:var(--r-m);padding:12px 14px;margin:12px 0;font-size:.92rem;color:var(--p8)}
.proj b{font-family:var(--display);font-size:1.1rem}

details.faq{background:#fff;border:1px solid var(--line);border-radius:var(--r-m);margin:0 0 10px}
details.faq summary{cursor:pointer;list-style:none;padding:18px 22px;font-weight:700;display:flex;justify-content:space-between;gap:16px;align-items:center}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"+";font:700 1.5rem var(--display);color:var(--p6);transition:transform .2s}
details.faq[open] summary::after{transform:rotate(45deg)}
details.faq p{padding:0 22px 20px;margin:0;color:var(--muted)}

.cta-band{background:linear-gradient(120deg,var(--p7),var(--p5));color:#fff;border-radius:var(--r-l);padding:48px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0;max-width:18em}

.page-head{background:linear-gradient(180deg,#E9E8FF,#F6F6FD);padding:52px 0 40px}
.page-head h1{font-size:clamp(2rem,4.4vw,3rem)}
.page-head p{color:var(--muted);max-width:40em;font-size:1.1rem;margin:0}

/* ---------- footer ---------- */
.foot{background:var(--p9);color:#B4B4E4}
.foot-in{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px;padding:52px 0 28px}
.foot h4{color:#fff;margin-bottom:.8em}
.foot ul{list-style:none;padding:0;margin:0}
.foot li{padding:3px 0}
.foot a{color:#DADAF8;text-decoration:none}
.foot a:hover{color:var(--coral)}
.foot .brand{margin-bottom:12px;color:#fff}
.pay-badges{display:flex;gap:8px;flex-wrap:wrap}
.pb{font-size:.78rem;font-weight:700;padding:5px 11px;border-radius:8px}
.pb-vodacom{background:#E60000;color:#fff}
.pb-yas{background:#FFD400;color:#1b1b1b}
.pb-airtel{background:#C8102E;color:#fff}
.pb-halotel{background:#F26522;color:#fff}
.pb.off{opacity:.45;text-decoration:line-through}
.provider-notice{display:flex;gap:10px;align-items:flex-start}
.provider-switches{display:grid;gap:10px;margin:8px 0 18px}
.foot-legal{border-top:1px solid rgba(255,255,255,.1);padding:18px 0 32px;font-size:.82rem;display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.foot-legal p{margin:0;max-width:60ch}

/* ---------- forms ---------- */
.auth{min-height:calc(100vh - 68px);display:grid;place-items:center;padding:40px 16px;background:linear-gradient(180deg,#E9E8FF,var(--paper))}
.card{background:var(--card);border-radius:var(--r-l);padding:30px;border:1px solid var(--line);box-shadow:var(--shadow)}
.auth .card{width:min(460px,100%)}
.card h1,.card h2.t{font-size:1.6rem;margin-bottom:.2em}
.card .sub{color:var(--muted);margin-bottom:22px}
.field{display:block;margin:0 0 16px}
.lbl{display:block;font-weight:700;font-size:.9rem;margin-bottom:6px}
.hint{display:block;color:var(--muted);font-size:.82rem;margin-top:5px}
input[type=text],input[type=tel],input[type=email],input[type=password],input[type=number],input[type=date],select,textarea{width:100%;font:500 1rem var(--body);padding:13px 14px;border:1.5px solid var(--line);border-radius:var(--r-s);background:#fff;color:var(--ink);transition:border-color .15s,box-shadow .15s}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--p6);box-shadow:0 0 0 4px var(--p1)}
.input-affix{position:relative;display:block}
.input-affix input{padding-right:70px}
.input-affix em{position:absolute;right:14px;top:50%;transform:translateY(-50%);font-style:normal;font-weight:700;color:var(--muted);font-size:.85rem}
.phone-in{display:flex}
.phone-in span{display:grid;place-items:center;padding:0 12px;background:var(--p1);border:1.5px solid var(--line);border-right:0;border-radius:var(--r-s) 0 0 var(--r-s);font-weight:700;color:var(--p7)}
.phone-in input{border-radius:0 var(--r-s) var(--r-s) 0}
.is-bad .phone-in input{border-color:var(--rose);box-shadow:0 0 0 4px var(--rose-1)}
.phone-note{font-size:.88rem;font-weight:600;margin-top:8px}
.phone-note:empty{display:none}
.phone-note.ok{color:#066B49}
.phone-note.bad{color:var(--rose);background:var(--rose-1);border:1px solid #F7C5C0;border-radius:var(--r-s);padding:10px 12px;line-height:1.45}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
.alt{text-align:center;color:var(--muted);font-size:.95rem;margin:18px 0 0}
.alert{padding:13px 16px;border-radius:var(--r-s);margin:0 0 14px;font-weight:500}
.alert-ok{background:var(--mint-1);color:#066B49;border:1px solid #BDEBD8}
.alert-err{background:var(--rose-1);color:#A3231A;border:1px solid #F7C5C0}
.alert-info{background:var(--p1);color:var(--p8);border:1px solid var(--p2)}
.flashes{padding-top:16px}
.nav-public .flashes.wrap{padding-top:16px}
.check{display:flex;gap:10px;align-items:flex-start;font-size:.92rem;margin:0 0 16px}
.check input{margin-top:4px;width:18px;height:18px;accent-color:var(--p7)}

/* network tiles */
.provider-pick{display:grid;grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:10px}
.pp{position:relative;display:block;cursor:pointer}
.pp input{position:absolute;opacity:0;inset:0;width:100%;height:100%;margin:0;cursor:pointer}
.pp span{display:block;padding:12px 12px 11px;border:2px solid var(--line);border-radius:var(--r-m);background:#fff;transition:.15s;position:relative}
.pp b{display:block;font-size:.98rem}
.pp small{display:block;color:var(--muted);font-size:.72rem;line-height:1.35;margin-top:2px}
.pp .dot{position:absolute;right:12px;top:14px;width:10px;height:10px;border-radius:50%;background:var(--line)}
.pp-vodacom .dot{background:#E60000}.pp-yas .dot{background:#FFC400}.pp-airtel .dot{background:#C8102E}.pp-halotel .dot{background:#F26522}
.pp:hover span{border-color:var(--p2)}
.pp input:checked+span{border-color:var(--p6);background:var(--p1);box-shadow:0 0 0 4px rgba(79,70,229,.14)}
.pp input:focus-visible+span{outline:2px solid var(--p6);outline-offset:2px}
.pp.off span{opacity:.5;cursor:not-allowed}
.pp.off b{text-decoration:line-through}

/* ---------- app shell ---------- */
.shell{display:grid;grid-template-columns:240px 1fr;gap:28px;padding:28px 0 64px;align-items:start}
.side{position:sticky;top:92px;display:flex;flex-direction:column;gap:2px;background:#fff;border:1px solid var(--line);border-radius:var(--r-m);padding:10px}
.side a{display:flex;align-items:center;gap:12px;padding:11px 14px;border-radius:12px;color:var(--muted);text-decoration:none;font-weight:600;font-size:.95rem}
.side a:hover{background:var(--p1);color:var(--p7)}
.side a.on{background:var(--p7);color:#fff}
.content{min-width:0}
.content>h1{font-size:clamp(1.6rem,3vw,2.1rem);margin-bottom:.2em}
.content .lead{color:var(--muted);margin-bottom:24px}
.balance-card{background:linear-gradient(135deg,var(--p7),var(--p5));color:#fff;border-radius:var(--r-l);padding:28px;position:relative;overflow:hidden;display:flex;flex-wrap:wrap;gap:20px;align-items:flex-end;justify-content:space-between}
.balance-card::after{content:"";position:absolute;right:-60px;bottom:-90px;width:240px;height:240px;border-radius:50%;border:34px solid rgba(255,255,255,.12)}
.balance-card small{color:#D9D9FF;display:block}
.balance-card .amt{font:800 clamp(2rem,5vw,3rem)/1.1 var(--display);margin:4px 0 0}
.balance-card .acts{display:flex;gap:10px;flex-wrap:wrap;position:relative;z-index:1}
.balance-card .btn-line{background:rgba(255,255,255,.16);color:#fff;box-shadow:none}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:18px 0}
.grid2c{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:18px 0}
.kpi{background:#fff;border:1px solid var(--line);border-radius:var(--r-m);padding:18px 20px}
.kpi small{color:var(--muted);display:block}
.kpi b{font:800 1.45rem var(--display);color:var(--p8)}
.kpi.red b{color:var(--coral-d)}
.table-wrap{overflow-x:auto;background:#fff;border:1px solid var(--line);border-radius:var(--r-m);margin:14px 0 24px}
table{width:100%;border-collapse:collapse;font-size:.93rem}
th,td{padding:12px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:middle}
th{font-size:.78rem;color:var(--muted);font-weight:700;background:#FAFAFE;white-space:nowrap}
tr:last-child td,tr:last-child th{border-bottom:0}
td.num,th.num{text-align:right;white-space:nowrap}
.pos{color:var(--mint);font-weight:700}
.neg{color:var(--rose);font-weight:700}
.badge{display:inline-block;padding:3px 10px;border-radius:999px;font-size:.76rem;font-weight:700;white-space:nowrap}
.badge-ok{background:var(--mint-1);color:#066B49}
.badge-wait{background:var(--amber-1);color:var(--amber)}
.badge-bad{background:var(--rose-1);color:var(--rose)}
.badge-neutral{background:#ECECF6;color:var(--muted)}
.section-title{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin:30px 0 4px}
.section-title h2{font-size:1.25rem;margin:0}
.empty{background:#fff;border:2px dashed var(--line);border-radius:var(--r-m);padding:34px;text-align:center;color:var(--muted)}
.empty .btn{margin-top:12px}
.progress{height:8px;background:var(--p1);border-radius:999px;overflow:hidden}
.progress i{display:block;height:100%;background:var(--p6);border-radius:999px}
.inv-card,.loan-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-m);padding:22px;margin-bottom:14px}
.inv-top{display:flex;justify-content:space-between;gap:12px;align-items:flex-start;margin-bottom:12px;flex-wrap:wrap}
.inv-top h3{margin:0}
.meta{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:12px;margin:14px 0}
.meta small{display:block;color:var(--muted);font-size:.8rem}
.meta b{font-size:1rem}
.row-actions{display:flex;gap:10px;flex-wrap:wrap;align-items:center;margin-top:14px}
.inline-form{display:flex;gap:10px;flex-wrap:wrap;align-items:flex-end}
.inline-form .field{margin:0;flex:1 1 180px}
.waiting{text-align:center;padding:10px 0}
.pulse{width:74px;height:74px;border-radius:50%;background:var(--p1);display:grid;place-items:center;margin:0 auto 18px;position:relative;color:var(--p7)}
.pulse::after{content:"";position:absolute;inset:0;border-radius:50%;border:3px solid var(--p6);animation:ring 1.6s ease-out infinite}
@keyframes ring{from{transform:scale(.8);opacity:.9}to{transform:scale(1.5);opacity:0}}
.pulse.done{background:var(--mint-1);color:var(--mint)}
.pulse.done::after,.pulse.fail::after{display:none}
.pulse.fail{background:var(--rose-1);color:var(--rose)}
.note{font-size:.88rem;color:var(--muted)}
.toolbar{display:flex;gap:10px;flex-wrap:wrap;margin:10px 0 16px}
.sched td,.sched th{padding:9px 12px}
.elig{background:var(--p1);border-radius:var(--r-m);padding:16px 18px;margin:0 0 18px;font-size:.95rem}
.elig b{color:var(--p8)}
.mono{font-family:ui-monospace,Menlo,monospace;font-size:.85em}
code{background:var(--p1);padding:2px 6px;border-radius:6px;font-size:.9em}

/* ---------- failed payment ---------- */
.fail-wrap{max-width:620px}
.fail-head{display:flex;gap:16px;align-items:center;margin-bottom:18px}
.fail-head .pulse{margin:0;width:64px;height:64px}
.fail-head h2{margin:6px 0 0;font-size:1.45rem}
.fail-meta{display:grid;grid-template-columns:repeat(auto-fit,minmax(120px,1fr));gap:10px;margin:0 0 18px;padding:14px;background:var(--paper);border-radius:var(--r-m)}
.fail-meta dt{font-size:.74rem;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.04em}
.fail-meta dd{margin:2px 0 0;font-weight:700;overflow-wrap:anywhere}
.fail-block p{margin:0 0 10px}
.fail-net{background:var(--paper);border-left:4px solid var(--rose);padding:10px 14px;border-radius:0 var(--r-s) var(--r-s) 0}
.fail-net small{display:block;color:var(--muted);font-weight:700;margin-bottom:2px}
.fail-net code{background:none;padding:0;white-space:normal}
.fail-fix{background:var(--mint-1);border:1px solid #BDEBD8;border-radius:var(--r-m);padding:16px 18px;margin:16px 0 4px}
.fail-fix h4{display:flex;align-items:center;gap:8px;color:#066B49;margin-bottom:.3em}
.fail-fix p{margin:0}

/* ---------- responsive ---------- */
@media (max-width:980px){
  .hero-in{grid-template-columns:1fr;gap:36px;padding:44px 0 56px}
  .split{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr 1fr}
  .stats{grid-template-columns:1fr 1fr}
  .shell{grid-template-columns:1fr;gap:12px;padding-top:18px}
  body.nav-app,body.nav-admin{padding-bottom:78px}
  .side{position:fixed;left:0;right:0;bottom:0;top:auto;z-index:60;flex-direction:row;overflow-x:auto;gap:2px;border-radius:18px 18px 0 0;border-width:1px 0 0;padding:8px 8px calc(8px + env(safe-area-inset-bottom));box-shadow:0 -10px 30px -16px rgba(30,27,75,.3);scrollbar-width:none}
  .side::-webkit-scrollbar{display:none}
  .side a{flex:none;flex-direction:column;gap:3px;padding:7px 12px;font-size:.7rem;min-width:66px;text-align:center}
  .side a span{white-space:nowrap}
  .grid3{grid-template-columns:1fr}
}
@media (max-width:820px){
  .burger{display:block}
  .top-links{display:none;position:absolute;left:0;right:0;top:68px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 16px 20px;gap:4px;box-shadow:0 20px 30px rgba(30,27,75,.12);margin:0}
  .top-links.open{display:flex}
  .top-links>a{padding:12px 14px}
  .top-actions{margin:10px 0 0;justify-content:space-between}
  .foot-in{grid-template-columns:1fr}
}
@media (max-width:620px){
  .sec{padding:52px 0}
  .panel{padding:26px}
  .steps{grid-template-columns:1fr}
  .grid2,.grid2c{grid-template-columns:1fr}
  .cta-band{padding:30px}
  .nav-app .bal-pill{display:none}
  th,td{padding:10px 12px}
  .offers{grid-template-columns:1fr}
  .term-tabs{width:100%}
  .term{flex:1;padding:9px 8px}
  .provider-pick{grid-template-columns:1fr 1fr}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
}